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Property Matters

Tenant Credit Scoring

It is the tenant’s responsibility to make sure that the rent is received, so the tenant has to show proof of payment (for example, a bank-deposit slip). If a tenant can’t do so, notice in terms of the lease agreement can be given to the tenant and a court order...

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Rental Security Deposit

Moving into a new rental property is very expensive. A large portion of that cost is the rental deposit. A rental (security) deposit is money aside from the payment of rent that a landlord requires a tenant to pay to be kept separately in a fund for use should the...

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Townships Lead House Prices

Areas formerly classified as black townships under apartheid continue to marginally outperform former white suburbs in terms of house price growth, according to FNB household and property sector strategist John Loos, “for much of the period since 2006”. He said there had been periods in the property cycle in the...

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Credit Scores & Home Loans

While most home loan applicants know a good credit score is a key element for a loan approval, not everyone realizes raising your credit score by even a few points can make the difference between qualifying for a home loan or not. In addition, it makes a difference to a...

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The Foreign Effect

For the time being, foreign buyers remain a relatively small group of buyers of South African residential property. However, there are signs that their contribution to overall buying has been stronger in the 1st half of 2012 than in 2011, with the effects of the recession of a few years...

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Generation X Leads Property Recovery

Generation X will lead the property market to recovery in the United States and in SA. A more positive sentiment has returned to the market in the US as well as in South Africa, especially among professionals who can afford to take advantage of the current market conditions. A report...

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2011 Transfer Duty Threshold

Home buyers and investors were given a welcome break in the 2011 Budget when Finance minister Pravin Gordhan announced that no transfer duties will be paid when buying a property up to R600 000 on purchase agreements concluded on or after February 23rd, 2011 – raising the threshold from R500...

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