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	<title>PRO-PROP Property Consultants &#187; Property Finance</title>
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	<description>Residential Real Estate Agents &#124;&#124; Cape Town South Africa &#38; International Broking</description>
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		<title>Rental Defaulters &#8211; Landlords Knocking!</title>
		<link>http://www.pro-prop.net/2010/07/05/rental-defaulters-landlords-knocking/</link>
		<comments>http://www.pro-prop.net/2010/07/05/rental-defaulters-landlords-knocking/#comments</comments>
		<pubDate>Mon, 05 Jul 2010 21:29:15 +0000</pubDate>
		<dc:creator>Colin Gorvett</dc:creator>
				<category><![CDATA[Property Finance]]></category>
		<category><![CDATA[Property Matters]]></category>
		<category><![CDATA[counselling]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[default]]></category>
		<category><![CDATA[landlord]]></category>
		<category><![CDATA[lease]]></category>
		<category><![CDATA[NCA]]></category>
		<category><![CDATA[property]]></category>
		<category><![CDATA[rent]]></category>
		<category><![CDATA[tenants]]></category>

		<guid isPermaLink="false">http://www.pro-prop.net/?p=380</guid>
		<description><![CDATA[Recent High Court decisions brought good news for landlords and body corporates.  The decisions held that defaulting sectional title owners and tenants of leased property cannot hide behind the debtor protection provisions of the National Credit Act. In summary, the NCA debt counselling process, with its inherent delays and risks for the creditor, does not [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Prepare Your Personal  Budget and Then Stick To It</title>
		<link>http://www.pro-prop.net/2010/02/25/prepare-your-personal-budget-and-then-stick-to-it/</link>
		<comments>http://www.pro-prop.net/2010/02/25/prepare-your-personal-budget-and-then-stick-to-it/#comments</comments>
		<pubDate>Thu, 25 Feb 2010 09:51:36 +0000</pubDate>
		<dc:creator>Colin Gorvett</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Property Finance]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[control]]></category>
		<category><![CDATA[download]]></category>
		<category><![CDATA[goals]]></category>
		<category><![CDATA[manage]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[overspend]]></category>
		<category><![CDATA[personal]]></category>
		<category><![CDATA[saving]]></category>

		<guid isPermaLink="false">http://www.pro-prop.net/?p=367</guid>
		<description><![CDATA[Manage your money like a business using discipline and common sense draw up a budget of your monthly income and expenses, to ensure a sound financial future. Working with a personal budget puts you in control of your money, helping you achieve your savings goals; or if you&#8217;re in debt, a budget is a proven [...]]]></description>
		<wfw:commentRss>http://www.pro-prop.net/2010/02/25/prepare-your-personal-budget-and-then-stick-to-it/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Determining The Listing Price</title>
		<link>http://www.pro-prop.net/2009/06/13/determining-the-listing-price/</link>
		<comments>http://www.pro-prop.net/2009/06/13/determining-the-listing-price/#comments</comments>
		<pubDate>Sat, 13 Jun 2009 13:58:02 +0000</pubDate>
		<dc:creator>Colin Gorvett</dc:creator>
				<category><![CDATA[Property Finance]]></category>
		<category><![CDATA[Property Matters]]></category>
		<category><![CDATA[agents]]></category>
		<category><![CDATA[buyers]]></category>
		<category><![CDATA[determine]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[listing]]></category>
		<category><![CDATA[location]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[overprice]]></category>
		<category><![CDATA[price]]></category>
		<category><![CDATA[property]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[selling]]></category>

		<guid isPermaLink="false">http://www.pro-prop.net/2009/06/13/determining-the-listing-price/</guid>
		<description><![CDATA[When it comes to buying a home, most  potential buyers will use the listing price as the number one factor to determine the homes that they look at. Even though you and a Realtor may determine the asking price, the buyer will determine the selling price. If the price is too high, most buyers won&#8217;t [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>The Recession That Was</title>
		<link>http://www.pro-prop.net/2009/04/15/the-recession-that-was/</link>
		<comments>http://www.pro-prop.net/2009/04/15/the-recession-that-was/#comments</comments>
		<pubDate>Wed, 15 Apr 2009 17:09:07 +0000</pubDate>
		<dc:creator>Colin Gorvett</dc:creator>
				<category><![CDATA[Property Finance]]></category>
		<category><![CDATA[Property Matters]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[Brubbeman]]></category>
		<category><![CDATA[Cess]]></category>
		<category><![CDATA[consumer]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[growth]]></category>
		<category><![CDATA[recession]]></category>

		<guid isPermaLink="false">http://www.pro-prop.net/2009/04/15/the-recession-that-was/</guid>
		<description><![CDATA[Not too long ago Cees Bruggemans was admonished for being an alarmist when an article was published in which he warned that the world was heading into a recession. Following the previous post on this blog, it is somewhat prophetic that he release the following article today. (Take time to read also at REAP Club [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Gauging the Bottom</title>
		<link>http://www.pro-prop.net/2009/04/14/gauging-the-bottom/</link>
		<comments>http://www.pro-prop.net/2009/04/14/gauging-the-bottom/#comments</comments>
		<pubDate>Tue, 14 Apr 2009 18:57:08 +0000</pubDate>
		<dc:creator>Colin Gorvett</dc:creator>
				<category><![CDATA[Property Finance]]></category>
		<category><![CDATA[Property Matters]]></category>
		<category><![CDATA[bottom]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[investors]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[property]]></category>
		<category><![CDATA[purchase]]></category>
		<category><![CDATA[real]]></category>
		<category><![CDATA[speculate]]></category>

		<guid isPermaLink="false">http://www.pro-prop.net/2009/04/14/gauging-the-bottom/</guid>
		<description><![CDATA[Finding a real estate markets &#8216;bottom&#8217; is no easy task &#8211; especially in these complicated financial times. Experienced investors will tell you that it is a fool&#8217;s game to try to find the bottom to make a buying decision &#8230; because as you wait and analyze the property market  it makes its own moves and [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Foreign Real Estate Investment to Grow</title>
		<link>http://www.pro-prop.net/2009/02/15/foreign-real-estate-investment-to-grow/</link>
		<comments>http://www.pro-prop.net/2009/02/15/foreign-real-estate-investment-to-grow/#comments</comments>
		<pubDate>Sun, 15 Feb 2009 16:09:51 +0000</pubDate>
		<dc:creator>Colin Gorvett</dc:creator>
				<category><![CDATA[International Property]]></category>
		<category><![CDATA[Property Finance]]></category>

		<guid isPermaLink="false">http://www.pro-prop.net/2009/02/15/foreign-real-estate-investment-to-grow/</guid>
		<description><![CDATA[* foreign real estate lenders say they plan to increase lending by 54 percent globally * equity investors plan to increase investment activity by 40 percent globally * foreign investors in real estate are expect to spend significantly more investing in US real estate in 2009 than they did in 2008 These are 3 of [...]]]></description>
		<wfw:commentRss>http://www.pro-prop.net/2009/02/15/foreign-real-estate-investment-to-grow/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>National Budget 2009</title>
		<link>http://www.pro-prop.net/2009/02/11/national-budget-2009/</link>
		<comments>http://www.pro-prop.net/2009/02/11/national-budget-2009/#comments</comments>
		<pubDate>Wed, 11 Feb 2009 16:55:24 +0000</pubDate>
		<dc:creator>Colin Gorvett</dc:creator>
				<category><![CDATA[Property Finance]]></category>

		<guid isPermaLink="false">http://www.pro-prop.net/2009/02/11/national-budget-2009/</guid>
		<description><![CDATA[The Minister of Finance, Trevor Manuel, today delivered his National Budget Speech for 2009 announcing various changes to budget allocations and again confirming the government’s continuing commitment to their disciplined fiscal policy. For the tax paying population, the most relevant of these are: - Transfer Duty rates on property has remained unchanged from 2008 - [...]]]></description>
		<wfw:commentRss>http://www.pro-prop.net/2009/02/11/national-budget-2009/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Downfall of Real Estate</title>
		<link>http://www.pro-prop.net/2009/02/08/downfall-of-real-estate/</link>
		<comments>http://www.pro-prop.net/2009/02/08/downfall-of-real-estate/#comments</comments>
		<pubDate>Sun, 08 Feb 2009 16:03:04 +0000</pubDate>
		<dc:creator>Colin Gorvett</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Property Finance]]></category>

		<guid isPermaLink="false">http://www.pro-prop.net/2009/02/08/downfall-of-real-estate/</guid>
		<description><![CDATA[Still to see Valkryie? Enjoy this clip with Hitler as the real estate investor. He bought a house to flip, faces foreclosure when the housing bubble ends, and now wants to get bailed out. Send to Facebook]]></description>
		<wfw:commentRss>http://www.pro-prop.net/2009/02/08/downfall-of-real-estate/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rental Property Demand</title>
		<link>http://www.pro-prop.net/2009/01/23/rental-property-demand/</link>
		<comments>http://www.pro-prop.net/2009/01/23/rental-property-demand/#comments</comments>
		<pubDate>Fri, 23 Jan 2009 07:44:10 +0000</pubDate>
		<dc:creator>Colin Gorvett</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Property Finance]]></category>
		<category><![CDATA[Property Matters]]></category>

		<guid isPermaLink="false">http://www.pro-prop.net/2009/01/23/rental-property-demand/</guid>
		<description><![CDATA[Local reports speculate that the rental market is about to come of age, and that rental demand will expand over the next few years. The current market in the mean time shows that rental demand was sagging late last year; and reports in the US confirm that Landlords and property managers have never faced so [...]]]></description>
		<wfw:commentRss>http://www.pro-prop.net/2009/01/23/rental-property-demand/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Time To Buy</title>
		<link>http://www.pro-prop.net/2008/12/11/a-time-to-buy/</link>
		<comments>http://www.pro-prop.net/2008/12/11/a-time-to-buy/#comments</comments>
		<pubDate>Thu, 11 Dec 2008 06:12:39 +0000</pubDate>
		<dc:creator>Colin Gorvett</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[International Property]]></category>
		<category><![CDATA[Property Finance]]></category>
		<category><![CDATA[buying]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[real]]></category>
		<category><![CDATA[selling]]></category>
		<category><![CDATA[trends]]></category>

		<guid isPermaLink="false">http://www.pro-prop.net/2008/12/11/a-time-to-buy/</guid>
		<description><![CDATA[In a very interesting video for those buyer on the fence Dave Jenks and Jay Papasan explain and discuss real estate trends in the US, market statistics for November 2008, and the impact of the economy on home buying and selling. If world property trends follow those of the US market, the following video clip [...]]]></description>
		<wfw:commentRss>http://www.pro-prop.net/2008/12/11/a-time-to-buy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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