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Tag: credit

  • Apr 16 2014

    Tenant Credit Scoring

    It is the tenant’s responsibility to make sure that the rent is received, so the tenant has to show proof of payment (for example, a bank-deposit slip). If a tenant can’t do so, notice in terms of the lease agreement can be given to the tenant and a court order for eviction may be sought…

  • Oct 20 2013

    Credit Scores & Home Loans

    While most home loan applicants know a good credit score is a key element for a loan approval, not everyone realizes raising your credit score by even a few points can make the difference between qualifying for a home loan or not. In addition, it makes a difference to a lower interest rate and a…

  • Sep 22 2010

    American Bail-Outs

    It seems the world has long forgotten the Credit Crisis – the worst recession in 80 years that was spawned by the panic that followed the failure, in September 2008, of Lehman Brothers. The $4.2 Trillion that the Credit Crisis has cost the US government surpasses the $3.6 Trillion (adjusted for inflation) that World War…

  • Apr 15 2009

    The Recession That Was

    Not too long ago Cees Bruggemans was admonished for being an alarmist when an article was published in which he warned that the world was heading into a recession. Following the previous post on this blog, it is somewhat prophetic that he release the following article today. (Take time to read also at REAP Club…

  • Oct 06 2008

    Real Estate’s Tsunami

    At the turn of the century the Y2K hoax was all the rage. Warnings of computers crashing, financial sector meltdowns, and global chaos occurred weekly. Amidst all this any forecast of the pending property boom was ignored. Soon after 2000, property prices began to gather momentum and the growth in property values around the world…

  • Sep 06 2008

    Humour in Adversity

    While many people were able to became home owners during the housing booms, there were those who overextended themselves, be it buying a first home or an investment property, and are now struggling to come to terms with the new market. We have much to be thankful for when we compare the situation many people…

  • Oct 21 2007

    FREE Credit Bureau Report

    In term of the National Credit Act (NCA) you are entitled, in the month of your birthday, to a free credit report.

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